Guide

In India, property transactions involve several legal processes, one of the most critical being the execution of a deed. A deed is a legal document that conveys rights, title, or interest in property from one person to another. It serves as proof of ownership and establishes the legal relationship between the parties involved. Understanding the different types of deeds is essential for anyone looking...

In today’s evolving financial landscape, many homeowners in India are opting for a home loan takeover to reduce their financial burden or gain better terms. If you’re considering a home loan takeover, you’re not alone. This process can provide several benefits, such as lower interest rates, reduced EMIs, and more favorable loan terms. But what exactly does a home loan takeover entail, and how can...

Renting a property in India can be an exciting yet challenging experience, whether you're relocating for work, studies, or simply seeking a change of environment. With a variety of property types, rental markets, and regional regulations, it’s essential to ensure you're making an informed decision. Asking the right questions before committing to a rental property can save you from unexpected surprises...

In India, the Encumbrance Certificate (EC) plays a crucial role in verifying the ownership and legal status of a property. It is a legal document issued by the sub-registrar's office that proves whether a property has any outstanding mortgages, liens, or encumbrances. The certificate is often requested during property transactions to ensure the property is free from any legal claims. When a borrower...

For Non-Resident Indians (NRIs), owning property in India is not just an emotional connection to their homeland but also a lucrative investment. However, when it comes to selling the property, many NRIs are uncertain about how to repatriate the proceeds back to their country of residence. Repatriation refers to transferring the funds earned from the sale of property in India to a foreign country, and it...

Foreclosure in India is a critical concept for both borrowers and lenders in the financial sector. It’s a process that occurs when a borrower fails to repay a loan, and the lender takes legal action to reclaim the owed amount, often through the sale of the borrower’s property. While foreclosure is a necessary tool for banks to protect their interests, it can be a devastating experience for...

Buying a home is often a once-in-a-lifetime event, and for most people, it’s the biggest financial investment they will make. Whether it’s your first home or an upgrade, the process of purchasing property in India is filled with legalities, financial commitments, and decisions that can significantly affect your future. However, despite the excitement of homeownership, many homebuyers fall into common...

Buying a home is one of the most significant financial decisions in a person’s life. As the real estate sector in India continues to grow, it has faced numerous challenges related to transparency, delayed possession, substandard construction, and unregulated practices. To address these concerns and safeguard the interests of homebuyers, the Government of India enacted the Real Estate (Regulation and...

  Purchasing a home is one of the most significant financial decisions of your life, and in India, the real estate market can be complex and daunting. One of the major concerns for homebuyers is ensuring that the property they are investing in is legitimate, safe, and legally compliant. The Real Estate (Regulation and Development) Act, 2016 or RERA was introduced to address these issues and bring...

Owning a home is a significant achievement and a long-term investment. In India, where the climate can vary drastically across regions, and with the growing number of urban developments, maintaining a home requires continuous care. Regular home maintenance not only preserves the aesthetic appeal of your property but also increases its lifespan and overall value. With the right approach, homeowners can...